It’s been bandied around for some time: a subscription-based version of Microsoft Office, and on Friday, Microsoft launched just such a service, code-named Albany, in private beta form.  Albany includes more than just Office, however.“Albany” is the codename for a new all-in-one subscription service of essential software and services consumers told us were most important to them. We’ve pulled together the productivity tools people need to organize their lives, security to help keep their personal information