There’s an old saying in the insurance business: If you have enough money, you can purchase insurance for just about anything–that’s something that Lloyd’s of London has been doing for years. YouPlayOrWePay.com is no Lloyd’s, but it is now offering insurance for something that until now seemed to be uninsurable: your World of Warcraft (WoW) downtime. YouPlayOrWePay.com doesn’t actually call it “insurance,” but instead refers to it as “third party compensation”–which is also another way of saying that this